Institution Building
- It is a homogeneous group,It is constituted of 10-20 members having the same socio economic back ground who belong to the same hamlet/village.
- In case of special SHGs i.e. groups in the difficult areas, groups with disabled persons, and groups formed in remote tribal areas, this number may be a minimum of 5 persons.
- Only for groups to be formed with Persons with disabilities, and other special categories like elder, transgender, DAY-NRLM will have both men and women in the Self-Help Groups.
- Two members from the SHGs are selected as Officer Bearers, who are President and Secretary
- SHG mostly involved in saving and credit functions.
- SHG can access collateral free loan from Bank on meeting certain eligibility criteria.
- A Cluster Level Forum (CLF) is formed at Revenue village level.
- All SHGs of the Revenue village are member in the CLF.
- Two members from each SHGs from the Executive Committee of CLF.
- Five members from EC are selected as Office Bearers.
- CLF facilitates inclusion of women members into SHG, monitors the performance of member SHG and appraise SHGs to get community Finance.
- A GPLF is formed at GP Level.
- All CLFs of the Gram Panchayat are the members in the GPLF.
- There are 11 EC members, out of which 5 acts as office bearers.
- The GPLF focuses on financial intermediation, formation & nurturing of SHGs.
Community Support Staff (CSS) :
For strengthening of these institutions, Community Support Staff are engaged at the CLF and GPLF level. Following are the primary community support staff working under the Mission -
CRP CM
CRP CM
Community Resource Person-Community Mobilization (CRP-CM) responsible for supporting 5 to 15 SHGs at one cluster (one / two villages). Will be primarily accountable and report to one Cluster Level Forum (CLF). CRP-CM will provide different services like Capacity Building, handholding , book keeping, etc to the SHGs as well as CLF.
MBK ( Master Book Keeper)
MBK ( Master Book Keeper)
MBK Will be responsible and accountable to one GPLF will write and update the books of accounts of GPLF on regular basis.
Bank Mitra
Bank Mitra
She will work for one or more GPLFs coming under the service area branch.
Krushi Mitra
Krushi Mitra
There will be one Krushi Mitra for 150 HHs and accordingly will work for one or more villages as assigned by the GPLF.
Prani Mitra
Prani Mitra
Prani Mitra will work for one or more villages as assigned by the GPLF, maximum two Prani Mitras per GP.
For providing different services, these community support staff are provided with activity-linked assured remuneration and performance-based incentives based upon the deliverables.
The start-up fund is provided for operation and maintenance of Gram Panchayat Level Federations and Cluster Level Forum Offices.
The GPLF received IB fund to meet the expenses towards capacity building of members.
- Regular meeting
- Regular savings
- Regular internal lending
- Regular repayment of loan and
- Regular book keeping
- Health & Nutrition
- Education
- Coordination with PRIs
- Access to Entitlements under Government Scheme
- Sustainable livelihoods
Images of CBO :
Capacity building programme of OLM is designed to strengthen the skill, knowledge, and leadership abilities of staff , community cadres and rural communities, especially women engaged in self-help groups and livelihood initiatives. Need based training programmes are designed and provided to the project staff , CSS and CBOs.
Its key objectives include :
- Enhancing institutional capacities of SHGs, CLFs, and GPLFs.
- Training community support staff for effective grassroots implementation.
- Promoting financial literacy, enterprise development, and digital inclusion.
- Building awareness on social issues like gender equity, health, and nutrition.
- Facilitating convergence with government schemes and entitlements.
The programme uses a mix of residential trainings, on-site mentoring and exposure visits, ensuring continuous learning and practical application.
Capacity Building of CBOs Training
Capacity Building of CSS
Capacity Building of Staff
Module Training to SHGs:
- Need & Importance of SHG
- Function & Management of SHG
- Group dynamics, conflict, Resolution & Leadership
- Books of records of SHG & it’s maintenance
- Financial Literacy
- Micro Investment Plan
Training for Cluster Level Forum (CLF) :
- Concept of CLF to all SHG members.
- CLF management and its function for CLF Executive Committee (EC) members.
Training for Gram Panchayat Level Federation (GPLF)
- GPLF concept & managament training to all GPLF EC members .
- GPLF financial management for EC members.
- Training to GPLF functional sub-committees.
- 5 days basic orientation Training.
- 3 days Training on Community Investment Fund (CIF) and Micro Investment Plan (MIP).
- 6 days training on SHG Book keeping.
- 12 days Immersion cum Training programme (8 days classroom and 4 days field immersion).
- 3 days training on Micro Investment Plan.
- 6 days training on Book keeping.
- 21 days training on computer literacy.
- 8 days basic orientation training on Financial literacy and credit counseling.
- Two days refreshers training.
- 5 days basic orientation training related to their concerned areas.
- Specialized need based training.
Capacity Building of Block, District & State Staff
- Staff orientation, induction and immersion.
- All thematic training.
- Exposure visit to the best practice areas.
- Hands on workshop for continuous learning.
Community Finance
Under Community Finance, Self-Help Groups (SHGs) and their federations are provided different types of funds, aimed at enhancing socio-economic conditions and productive capacity. This system is strengthened through three key instruments: Revolving Fund (RF), the Vulnerability Reduction Fund (VRF), and the Community Investment Fund (CIF).
Revolving Fund
Revolving Fund is provided to SHGs to meet their initial consumption and production needs. It is a grant to SHG and loan to members. The fund size under RF has been enhanced from Rs.15000/- to Rs. 30,000/-.
Vulnerability Reduction Fund (VRF)
The Vulnerability Reduction Fund (VRF) is a grant provided to the Cluster Level Forum (CLF) to address specific vulnerabilities; such as food insecurity, health risks, natural calamities, and other emergencies. Each CLF receives Rs.1.5 lakh under this fund.
Community Investment Fund (CIF)
The Community Investment Fund (CIF) is provided as a grant to the Gram Panchayat Level Federation (GPLF), which in turn disbursed to Self-Help Groups (SHGs) as loans, based on the Micro Investment Plan (MIP) prepared by each SHG.The amount of CIF to GPLF has been enhanced to Rs.60 Lakh from Rs.35 lakhs .
Model GPLF
The Model GPLF showcases social, financial, and economic inclusion through convergence with government schemes, aiming to make it a self-sustaining, community-owned and managed institution. The following interventions are taken up under M- GPLF.
Visioning exercise
AAP and BDP exercise
Viability Gap Fund (VGF)
Establishment of CMTC
Immersion Site in Model CLF
Title
Title
Modal Title
Institution Building